As part of its partnership with EPITA, SMERRA is here to help students with their daily life (health insurance, liability coverage, housing insurance, prevention and alternative medicine, etc.).
✨ HOUSING INSURANCE ✨
Are you moving into a new home in France? Home insurance is compulsory to protect your flat and cover everyday unforeseen events: water damage, fire and other damage.
Your landlord will ask you for proof of cover when you sign the tenancy agreement.
Discover Smerra’s home insurance, tailored to the size of your student flat(1):
| Logement | Chambre Cité U (4) | Chambre chez l'Habitant (4) | 1 pièce ou Studio (4) | 2 pièces (4) | 3 pièces (4) | 4 pièces (4) |
| Tarif TTC Mensuel | 3,53€/mois | 5,42€/mois | 7,11€/mois | 9,89€:mois | 11,28€/mois | 13,76€/mois |
| Tarif TCC Annuel | 38,18/an | 58,59€:an | 76,84€/an | 106,90€/an | 121,94€/an | 148,79€/an |
| Frais de dossier (1ère adhésion) TTC | 5,00 € | 5,00 € | 5,00 € | 5,00 € | 5,00 € | 5,00 € |
| Capitaux mobiliers (3) | 2 500 € | 2 500 € | 2 500 € | 4 000 € | 4 000 € | 6 000 € |
| Franchise | 100 € | 100 € | 100 € | 150 € | 180 € | 180 € |
Cover includes: home assistance, personal assistance, attacks and acts of terrorism, glass breakage, natural disasters, technological disasters, legal defence and recourse, water damage and frost damage, weather events, fire, Basic Legal Protection, personal liability and tenant liability
Included in our student home insurance:
All our packages include: home assistance, personal assistance, attacks and acts of terrorism, glass breakage, natural disasters, technological disasters, legal defence and recourse, water damage and frost damage, weather events, fire, initial legal protection, and personal and tenant liability
- Tenant Assistance:
- Booking and covering the cost of a hotel room for the first 7 days
- Transport to your new accommodation and/or return to your home within a 100 km radius of the damaged property
- Transport of furniture to a storage facility
- Removal
- Return to your home
- Worldwide and for stays of less than 90 days, in the event of unforeseen illness or personal injury, ‘Personal Assistance’ cover is provided.
- You are covered for damage caused to your belongings or to your home.
- Your flatmates are insured free of charge
- Furniture is insured from €2,500 (single room) up to €6,000 (four-room flat).
- The ‘theft and vandalism’ option allows you, for an additional premium of €1.53/month (paid monthly), to insure your IT equipment up to €2,000.
Administration
fee: €5 for all new policies
Option "theft and vandalism" at €16.50 €/year or €1.53 €/month .
--> To sign up Housing Insurance, click here ! (promotional code : LEOSMERRA1024 )
(1) Smerra Home Insurance General Terms and Conditions - IPID “Smerra Home Insurance”- Coverage table for Home insurance
Home Insurance – Legal notices
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✨ INSURANCE PACK FOR INTERNATIONAL STUDENTS ✨
Are
you coming to France? We can help
you with the necessary procedures by offering health and personal liability
insurance for international students, which is valid for your visa application
and enrolment at a French university.
In France,
healthcare costs can quickly add up: doctor’s appointments, hospitalisation,
medication… The French social security system only reimburses part of these
expenses. A supplementary health insurance policy can significantly
reduce the amount you have to pay.
Civil
liability insurance is
also essential for your studies, work placements and certain administrative
procedures such as your visa application.
With the
‘Pack en France Global’ or ‘Confort’ package, you can combine health, civil liability
and assistance into a single package designed for international
students.
- Not registered with the French
Social Security system? Discover the Pack en France Global: the
plan for you if you’re staying for less than 3 months and
are not registered with the French Social Security system.
-->Pack en France Global – €47/month
Included in the Pack en France Global package (1) :
- Comprehensive health
insurance, including the Social Security component:
- Hospitalisation
costs
- Non-hospitalisation costs: GP
consultations, medication, emergency dental care…
- Third-party
liability
(1) General Terms and Conditions
for the “Pack en France Global” – IPID “Pack en France Global” – Coverage table for the Pack en
France Global
(2) IPID“Pack en France Confort” – Coverage table for the Pack en
France Confort
Pack en France – Legal notices
--> To get a €4 discount, clic on the block "Pack en France" at the bottom of the page
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✨Student Supplementary Health Insurance policy ✨
Are you
registered with the French Social Security system or do you hold a European
Health Insurance Card?
On average,
Social Security reimburses 70% of the cost of your doctor’s appointments. You
will therefore have an out-of-pocket cost to pay. Your mutual insurance scheme
(and therefore your supplementary health insurance) will top up these
reimbursements at rates that vary according to your needs.
- Student Supplementary Health
Insurance policy (1):
- Minimale :
Hospitalisation at a price of €55/year instead of €60/year
- Essentielle : Hospitalisation + Doctor’s
consultations + Optical care at a price of €159.60/year instead
of €165.60/year
- Confort : Hospitalisation +
Doctor’s consultations + Optical/Dental/Hearing under the 100%
Santé scheme (Responsible Policy) + Alternative medicine & Preventive
care at a price of €300/year instead
of €306/year
- Tous Risques : Hospitalisation +
Doctor’s consultations + Optical/Dental/Hearing under the 100% Santé
scheme (Responsible Contract) + Alternative medicine & Preventive
care + Excess fees at a price of €482/year
instead of €492/year
One-year
contract with automatic renewal: this means you don’t have to go
through the enrolment process every year and you’re covered without any gaps!
No more questions to ask yourself during the year!
--> Subscription at the bottom of the page
(1) Table
of supplementary
health cover – IPID “Minimale” information sheet – IPID “Essentielle” information sheet – IPID “Confort” information sheet – IPID “Tous Risques” information sheet
Student
supplementary health insurance – Legal notices
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SMERRA’S STUD’LIFE CLUB
As soon as
you join, you’ll enjoy free access to the Smerra Stud’Life Club,
exclusively for Smerra members.
You’ll have
access to loads of discounts designed for students: special offers at
major retailers, cinema tickets, festivals, gyms, ski passes and many
more great deals.
Find all
the latest special offers and discounts in your Smerra member
area.
Smerra - Legal notices.